Terms of Use

1. Copyright Infringement

As Valuehorizon asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by Valuehorizon.com violates your copyright, you are encouraged to notify Valuehorizon as soon as possible via the email address contact@valuehorizon.com. Valuehorizon will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Valuehorizon will terminate a user's access to and use of the Website if, under appropriate circumstances, the user is determined to be a repeat infringer of the copyrights or other intellectual property rights of Valuehorizon or others. In the case of such termination, Valuehorizon will have no obligation to provide a refund of any amounts previously paid to Valuehorizon.

2. Intellectual Property

This Agreement does not transfer from Valuehorizon to you any Valuehorizon or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with Valuehorizon. The Valuehorizon logo, and all other trademarks, service marks, graphics and logos used in connection with Valuehorizon or the Website are trademarks or registered trademarks of Valuehorizon or Valuehorizon’s licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any Valuehorizon or third-party trademarks.

3. Changes

Valuehorizon reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. Valuehorizon may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.

4. Termination

Valuehorizon may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your Valuehorizon.com account, as a free user, you may do so by discontinuing use of the Website and destroying all materials obtained from the Service. Premium users may terminate your account at any time by submitting request to contact@valuehorizon.com. Upon termination, you will receive a confirmation via e-mail that the request was received, and your account will be terminated within five (5) business days. You are responsible for all charges incurred up to the time the account is terminated. Valuehorizon shall not be liable to you or any third party for the termination or suspension of the user account. Upon termination whether it be by you or Valuehorizon, you must discontinue your use of the Service and immediately destroy all content/materials obtained from the Service and any copies thereof.

5. Disclaimer of Warranties

The Website is provided “as is”. Valuehorizon and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Valuehorizon nor its suppliers and licensors, makes any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through the Website at your own discretion and risk. You acknowledge that (i)the Service is provided for information purposes only and is not intended for trading purposes; (ii) the Service may include certain information taken from stock exchanges and other sources from around the world; (iii) Valuehorizon does not guarantee the sequence, accuracy, completeness, or timeliness of the Service. Valuehorizon, its suppliers, or licensors shall not, directly or indirectly, be liable, in any way, to you or any other person for any: (a) inaccuracies or errors in or omissions from the Service including, but not limited to, dates and financial data; (b) delays, errors, or interruptions in the transmission or delivery of the Service; or (c) loss or damage arising therefrom or occasioned thereby, or by any reason of nonperformance.

6. Limitation of Liability

In no event will Valuehorizon, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement or substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to Valuehorizon under this agreement during the twelve (12) month period prior to the cause of action. Valuehorizon shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

7. General Representation and Warranty

You represent and warrant that (i) your use of the Website will be in strict accordance with the Valuehorizon Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the Trinidad and Tobago or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.

8. Indemnification

You agree to indemnify and hold harmless Valuehorizon, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of (i)your use or someone using your computer's use of the Website, use by someone using your account, including but not limited to your violation of this Agreement. You acknowledge and agree to pay Valuehorizon's reasonable attorneys’ fees incurred in connection with any and all lawsuits brought against you by Valuehorizon under the TOS and any other terms and conditions of service on this site, including without limitation, lawsuits arising from your failure to indemnify Valuehorizon pursuant to the TOS.

9. Registration and Account Creation

As part of the registration and account creation process necessary to obtain access to certain portions of the Service, including those portions that require a fee or payment for access, you will create a username and a password. You will provide Valuehorizon with certain registration information, all of which must be accurate, truthful, and updated. You shall not: (i) select a username already used by another person; (ii) use a username in which another person has rights without such person's authorization; or (iii) use a username or password that Valuehorizon, in its sole discretion, deems offensive or inappropriate. Valuehorizon reserves the right to deny creation of your account based on Valuehorizon's inability to verify the authenticity of your registration information. You shall be solely responsible for maintaining the confidentiality of your password. You shall immediately notify Valuehorizon by submitting information of any known or suspected unauthorized use(s) of your account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password or credit card information (contact@valuehorizon.com). You are fully responsible for all usage and activity on your account, including, but not limited to, use of the account by any third party authorized by you to use your username and password. The use of your account by any individual under age eighteen (18) is strictly prohibited. If the computer system on which you accessed the Service is sold or transferred to another party, you warrant and represent that you will delete all cookies and software files obtained by or through use of the Service. You shall pay all fees and charges incurred through your account at the rates in effect for the billing period in which such fees and charges are incurred. All fees and charges shall be billed to you, and you shall be solely responsible for their payment. Valuehorizon reserves the right to terminate your account, in its sole discretion, at any time without notice. Notwithstanding anything else herein, Valuehorizon reserves the right to pursue any and all claims against any user of your account. You agree to maintain only one account with the Service at any time and certify that you currently have no other account(s) with the Service.

10. Restrictions on Use

You may not use the service for any illegal purpose or in any manner inconsistent with the terms of service. You agree to use the service solely for your own noncommercial use and benefit, and not for resale or other transfer or disposition to, or use by or for the benefit of, any other person or entity. You agree not to use, transfer, distribute, or dispose of any information contained in the service in any manner that could compete with the business of Valuehorizon or any of its suppliers. You may not copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to, create derivative works from, transmit, or in any way exploit any part of the service, except that you may download material from the service and/or make one print copy for your own personal, noncommercial use, provided that you retain all copyright and other proprietary notices. You may not use the service in any way to improve the quality of any data sold or contributed by you to any third party.

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